Concerning the Judgment

" "When He[Holy Spirit] comes , He will convict the world concerning sin and righteousness and judgment..."( John 16:8)
The Holy Spirit convicts us of sin, of righteousness and of the judgment.
I wonder how many people really believe we are going to stand before a Holy God and give an account of our actions? Really, do we believe in a judgment? It is written all through the Bible . " Then I saw a great white throne and him who was seated on it.... And the dead were judged by what was written in the books" There are two judgments. One for the dead, those who rejected Jesus and then one for the living  those who accepted Christ as their Savior. There is a judgment. But most live like there will not be one.The philosophy of this world as Isaiah 22:13 declares," Let us eat and drink for tomorrow we die." Yes, we will all die but after that the judgment.